Mortgage Loan Officer NMLS ID: 171042
ABOUT DAVID BAIRD
Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With AmeriFirst Financial, Inc. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Competitively Priced Loan Programs:
- Home Affordable Refinance Program (HARP) Disclaimer
- Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
- Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
- Jumbo, Portfolio & Investor Products
We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.
- Principal & Interest $0
- Property Tax $0
- Homeowners Insurance $0
- Mortgage Insurance $0
How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.
Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.
What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.
Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.
Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.
Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.
David did an excellent job working with me to get the loan application process complete in a timely manner. He did a great job explaining and walking me through all the steps needed for me to get the loan information required and keeping me informed along the way.
Working with David was awesome. He went above and beyond to ensure that everything went smoothly when we were purchasing our home. A Very professional and meticulous gentleman. I felt a sense of bond with him as he built confidence in me. I would not hesitate in doing business with him ... READ MOREPatient Services Cordinator
Working with David was great. He kept me updated and has a team of people that were constantly in contact with me at every turn every page every time the VA wanted one more thing. you have a great team David keep up the good work
David is someone you will walk you through your process from beginning to end. I started my home buying journey not really knowing what to expect. David took his time and explained to me where I was concerning my credit and what I needed to do to get to the closing table. He's ... READ MORE
I was overwhelmed at so many points during buying my house. He made me stop and think and see things that I had to do to accomplish the goal of finally owning my home. I feel that he went above and beyond! There was never a time that if I needed help or the next avenue to take to iron ... READ MORE
daivd was the best. he walked me through everything that I needed to do. he made buying this house as smooth as can be. he made sure I understood everything along the way and answered all of my questions. I couldn't have asked for a better loan officer. thank you so much